Whether you were hurt in an industrial accident, contracted an illness due to hazardous substances associated with your job or suffer from any other employment-related medical problem, you should understand your rights under Kentucky’s workersâ compensation law. My firm, Michael D. Lindsey, in Bowling Green, delivers honest, effective counsel for employees who need to file workersâ compensation claims and appeals. Iâll simplify the process and answer any questions you might have, such as:
No matter how complex the situation might seem, I am an aggressive workersâ compensation advocate who will compile the relevant factual and medical evidence to demonstrate that you deserve relief.
At Michael D. Lindsey, in Bowling Green, I represent injured Kentucky employees in workersâ compensation actions and other legal matters. Please call 270-282-4710 or contact me online to schedule a free initial consultation.
If youâve been hurt in a job accident or have contracted an illness related to your work, notify your employer immediately. Your employer should give you the applicable forms and might identify a doctor you need to see to have your condition evaluated. Once that occurs, you should receive benefits, but if your employer or your employerâs insurance company challenges your claim, itâs best to find a qualified workersâ compensation attorney to bolster your case.
Aside from exceptions that apply to certain fields, such as agriculture and government work, all Kentucky employers are required to offer workersâ compensation coverage through a carrier or self-insurance arrangement. Workersâ compensation confers benefits on injured employees regardless of whether the business that employs them is at fault or not. Employees do have the option to waive workersâ compensation coverage by executing what is known as a Form 4 Waiver, which allows the injured worker to maintain the right to recover damages in a personal injury action if the employer is at fault. Businesses cannot force their employees to waive their rights.
Medical costs are paid as part of workersâ compensation benefits for much more than doctor and hospital bills. The costs of prescription drugs, occupational therapy, rehabilitation treatments and travel expenses associated with your medical treatment can also be reimbursed. While youâre unable to work, you can collect two-thirds of your average weekly wage up to the state limit, which is $868.47 for 2019.
Injuries that occur during the regular course of someoneâs job and diseases caused by exposure to hazardous materials at the workplace are covered by workersâ compensation. Benefits are available in response to one-time incidents or conditions such as hearing loss that develop over time. If you drive a vehicle as part of your job duties and get in an accident, a workersâ compensation claim would be valid, but not collisions that occur while youâre commuting to and from work.
Your workersâ compensation claim might be denied because of suspicions that your injury is not connected to your job or because you lack proper medical documentation. If your claim was rejected, you can request a benefit review conference before an administrative law judge. After that, an appeal can be lodged with the stateâs Workersâ Compensation Board. This process can be lengthy, so itâs important to understand the potential timeframe before you decide how to proceed.